Super Car Accident Hire - Replacement Car

There are currently 4500 non-fault car accidents in the UK every day and the cost of car insurance is rising at the fastest rate on record. Analysis by the AA suggests the annual rate of increase to insurance cover is now 14%.

Car insurers are facing rising costs and in an attempt to keep these costs down are offering a variety of different products. Not many car owners look into the small print when selecting their premiums from comparison sites on the internet and often go for the cheapest option and hope they will never need to claim. Should they be in the unfortunate position of having a car accident, they will soon discover that their policy has had a lot of the frills removed, such as door-to-door courtesy cars or adequate legal protection.

The provision of a courtesy car is a difficult area for car owners. The car is often vital to the user in order to get children to and from school, get to work or visit relatives. To do without a car for even a short period of time can cause the user considerable distress and for them to find out that they are either not entitled to a courtesy car, or have to pay an additional cost will hurt them, especially in a non-fault accident.

Careful consideration needs to be given to the type of courtesy car available. The provision of the courtesy car will often fall to the repairer and not the insurance company and this can also lead to complications with most cars being small economical run arounds such as a VW Polo or Vauxhall Corsa. These are better than nothing, but if you have a family of 5 or over to ferry about, then this will not be adequate and the user will often have to find a compromise with the insurer or repairer to offer a sensible replacement.

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